Factoring Services
Express financing for individual invoices ranging from €511 to €25,000
Enter the amount of your invoice into the calculator and see right away how much you can get.
Your results
You will receive the following financing
With transaction costs 725 BGN.
Apply now* The financed amount is calculated under optimal conditions according to the client's profile.
* The factoring commission is calculated as a percentage discount from the assigned invoice and may vary depending on the amount, financing period and stability of the company and debtor/debtors.
* The presented calculation does not represent an "offer" or "public offer" and to receive a specific offer it is necessary to upload the desired invoice to the Xpress Factoring platform by creating a user profile.
How Xpress Factoring Works
Factoring is an easy way to turn your outstanding invoices into cash that you can access immediately.
You issue an invoice
to your customer with deferred payment
Upload it online
in just a few minutes
You will receive the amount
via this method within 48 hours of approval
You are free to use your money as you wish
Why Choose Xpress Factoring
100% flexibility
You decide when and which specific invoice to finance.
No strings attached
You receive your money with no long-term commitments, no monthly fees, and no minimum transaction amounts.
Fast online process
No need to visit offices and no unnecessary red tape. Everything is done quickly and easily through your account.
Unsecured Security
You ensure your peace of mind and have cash on hand without having to put up personal property or company assets as collateral.
Xpress or Smart —which is the right choice for you?
Choose Xpress Factoring if:
You're looking for a quick solution for specific invoices. You want access to your funds right away, but you value flexibility and don't want to be tied down by long-term contracts.
Choose Xpress Factoring if:
You're looking for a quick solution for specific invoices. You want access to your funds right away, but you value flexibility and don't want to be tied down by long-term contracts.
Frequently Asked Questions About Working with Xpress Factoring
What documents are required to apply?
In addition to the invoice for which you’re seeking payment, you only need one document—a delivery receipt, CMR, waybill, packing slip, or any other document proving that the goods have been delivered or the services have been rendered. Easy, right?
What do I need to apply online?
To apply, you must be registered with Eurotrust. If you are not yet registered, you can easily create an account during the application process—quickly and entirely online.
What are the application requirements?
To receive payment for an invoice you submit through the Xpress Factoring platform, your company must meet the following conditions:
- The company must be registered in Bulgaria;
- It must operate on a B2B model (providing goods or services to other companies)
- It must issue invoices with payment terms of up to 90 days.
What types of invoices does Xpress Factoring finance?
We finance invoices that fall within the agreed payment term and have 20 days remaining until their due date. We accept only invoices issued by Bulgarian suppliers, helping you manage your business without delays so you can focus on your own growth instead of waiting for payments.
What is the cost of financing with Xpress Factoring?
The fee is transparent, with no hidden or additional costs. Factoring is based on a single fee, which is deducted directly from the approved amount. You know the exact percentage as soon as your application is approved, so there are no surprises—just fast and straightforward financing.
If you can't find the answer to your question, you can contact our team for assistance and get more information.
Freedom and Speed for Your Individual Invoices
Financing of amounts up to €25,000
No registration fees and no commitment
Approval and transfer of funds within 48 hours
